Terms and Conditions

Effective Date: 7/18/2026 

Welcome to the AA FIRST INSURANCE AGENCY website www.aafirstinsurance.com. These Terms and Conditions govern your access to and use of this Website and any services provided through it. By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this Website. 

1. About AA FIRST INSURANCE AGENCY 

AA FIRST INSURANCE AGENCY provides information about insurance products and services and may facilitate insurance quotes, policy inquiries, and customer service communications. 

2. No Insurance Coverage Created 

Information provided on this Website is for general informational purposes only. Accessing this Website, requesting a quote, submitting information, or communicating through the Website does not create an insurance policy, binder, coverage, or agency relationship unless expressly confirmed in writing by an authorized representative of AA FIRST INSURANCE AGENCY. Insurance coverage is subject to underwriting approval, policy terms, conditions, exclusions, and applicable state laws. 

3. Quotes and Rates 

Any insurance quote provided through the Website is an estimate based on information submitted by you and may be subject to verification. Final premiums, coverage, and eligibility may differ from preliminary quotes. We do not guarantee that any quote will result in coverage being issued. 

4. User Responsibilities 

You agree to: 

  • Provide accurate, current, and complete information. 
  • Update information when necessary. 
  • Use the Website only for lawful purposes. 
  • Not attempt to gain unauthorized access to the Website or its systems. 
  • Not submit false, misleading, or fraudulent information. 

5. Intellectual Property 

All content on this Website, including text, graphics, logos, images, software, and design elements, is owned by or licensed to AA FIRST INSURANCE AGENCY and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from Website content without our prior written consent. 

6. Third-Party Links 

This Website may contain links to third-party websites for your convenience. We do not control or endorse such websites and are not responsible for their content, security, privacy practices, or services. Your use of third-party websites is at your own risk. 

7. Disclaimer of Warranties 

The Website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, AA FIRST INSURANCE AGENCY disclaims all warranties, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. 

8. Limitation of Liability 

To the fullest extent permitted by law, AA FIRST INSURANCE AGENCY, its employees, agents, affiliates, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website. Our total liability for any claim relating to the Website shall not exceed the amount paid by you, if any, for use of the Website. 

9. Privacy 

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. 

10. Electronic Communications 

By submitting information through the Website, you consent to receive communications from us electronically, including emails and other electronic notices related to insurance inquiries, quotes, policies, and customer service. 

11. Prohibited Activities 

You agree not to: 

  • Violate any applicable law or regulation. 
  • Upload malicious software or harmful code. 
  • Interfere with Website operations or security. 
  • Use automated tools to scrape or collect Website content without authorization. 
  • Impersonate another person or entity. 

12. Indemnification 

You agree to indemnify and hold harmless AA FIRST INSURANCE AGENCY, its officers, employees, and agents from any claims, liabilities, damages, costs, and expenses arising from your violation of these Terms or misuse of the Website. 

13. Changes to Terms 

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this Website with a revised effective date. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms. 

14. Governing Law 

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to conflict of law principles. 

15. Contact Information 

If you have any questions regarding these Terms and Conditions, please contact:

AA FIRST INSURANCE AGENCY

Address: 136-20 38 Ave 9D Flushing NY 11354

Phone: 718-886-0998

Email: info@aafirstinsurance.com

By using this Website, you acknowledge that you have read, understood, and agree to these Terms and Conditions.